Ask Larry

Would A Claim Check From A Person's Home Insurance Affect Their Eligibility For Disability Benefits?

If a person receives a claim check from their home insurance for a fire or storm damage and deposits that check while getting repairs done, does that count as income and affect their disability eligibility?

Hi,

Income like that would have no bearing on a person's eligibility for Social Security disability (SSDI) benefits, but it could affect a person's eligibility for SSI (Supplemental Security Income) benefits. SSI is needs based, so any change in a person's income or resources can potentially affect their SSI payments. However, the only type of income that could potentially affect a person's eligibility for SSDI benefits is earned income (i.e. wages or self-employment earnings).

Best, Jerry

Posted: 
Jul 21 2019 - 3:03pm
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