When my wife files for social security benefits will the SSA automatically know and apply the spousal benefit for her ? She is eligible for a benefit on her own record but not as much as the spousal benefit will be.
Regards dlt

Hi,

Your wife would need to file separate applications for retirement benefits and spousal benefits. The applications ask for marital information, and Social Security uses that information to determine if the person filing is eligible for spousal benefits.

Best, Jerry