I am 65 and started receiving social security in the US when I turned 62 based on my own employment history in the US.
I am eligible to receive UK National Pension from work history in the UK prior to moving to the States. I have not yet applied for it.
Will receipt of the UK National Pension affect by SS benefit currently being received?
Thank you for your help.
I can't say for sure without knowing your full earnings history, but there's a good chance that receiving your UK pension will result in a reduction of your Social Security benefit rate. That would be due to the Windfall Elimination Provision (WEP), which can result in the use of a less generous computation formula to calculate your retirement benefit rate. For more information about this provision, refer to the following Social Security publication: https://www.ssa.gov/pubs/EN-05-10045.pdf.