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Will My UK Pension Affect My Spousal Benefits?

my husband is collecting social security .We are both originally from UK My husband has small private teacher pension and small government pension through paying in stamps while working there.He worked over here over 30 years and the Windfall Elimination Act did not affect him .I have a small pension from social security of 300 a month so I am looking to take spousal benefits which would be more as my husbands social security $2100 a month. I also have a small UK pension 280 pounds a month through working 5 years in UK, paying a stamp weekly in to the government.Will my UK pension effect my spousal benefits We are both US citizens and have lived here 35 years.I am 66 this coming October.I have an appointment with social security next Monday. Please advise.thanks Miriam

Hi Miriam,

No, your UK pension won't affect your spousal benefits. Foreign pensions are excluded from the definition of government pensions for purposes of the Government Pension Offset (GPO) provision (https://secure.ssa.gov/apps10/poms.nsf/lnx/0202608400).

Best, Jerry

Posted: 
Aug 16 2017 - 8:02am
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