Will My SSD Benefits Change At All When I Turn 65?

Nov 19 2020 - 9:16am

Hi, I turn 65 next will my ssd benefits change at all ? I also receive a pension will anything change next year like it did when I turned 62 ?? Thank you


Nothing will change when you turn 65. Since you were apparently born in 1955, your full retirement age (FRA) is age 66 & 2 months. At that time, your Social Security disability (SSDI) benefits will automatically convert to regular Social Security retirement benefits, but that almost certainly won't result in any change in your benefit rate.

Some pensions can affect Social Security benefits if you didn't pay Social Security taxes on your earnings on which your pension is based, but pensions based on Social Security covered earnings don't have any effect on a person's benefits. Even if you're receiving a pension that does affect your Social Security benefit rate, though, it would have the same effect on your Social Security retirement benefits as it did on your SSDI benefits.

Best, Jerry