Ask Larry

Will I Receive Any Of My Ex-Spouse's SS When He Retires?

Divorced after 36 years, I retired on SSD at age 62. My ex is still working but will retire soon, I believe at age 66/4mths. Will I receive any of his SS?

Hi. You could potentially qualify for divorced spousal benefits effective with the earlier of a) the first month that your ex-spouse starts drawing his benefits, or b) the first full month that your divorce has been final for at least 2 years. However, you'll only be eligible for divorced spousal benefits if your ex's primary insurance amount (PIA) is more than twice as much as your own PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA), or their full Social Security disability (SSDI) benefit rate (

Also, if you do qualify for divorced spousal benefits and if you claim them prior to your FRA, your divorced spousal rate will be reduced for age.

Best, Jerry

Apr 12 2022 - 2:37pm
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