Ask Larry

Why Does The Amount Of My Social Security Keep Changing?

I found out about the WEP and the other one AFTER I retired from the Clark County School District in henderson, NV. Once I got over my rage and realized it was a law that I could do nothing about I resigned myself to a much, much lower monthly payment. My question to you is why does the amount of my SS keep changing. I always get two letters telling me that they overpaid me and I owe them such and such an amount I have mailed them a statement from PERS everytime my pension increases (a big $2- $20) I Just received two more letters a few days ago. I wish there was a lawyer who would take my case. This has been going on since 2011. Everyone I have contacted has a response similar to "this is a complicated case" and tells me to go before a judge !! I hope you might have something I can hold onto for some hope with this. Not sure what I will do if my husband pre-deceases me.

Hi,

The only reason I can think of for why Social Security would need to change your rate so frequently is if part or all of your Social Security benefit is a spousal benefit. If that's the case, then it sounds like your spousal rate is being partially offset based on the Government Pension Offset (GPO) provision. When applicable, GPO results in an offset of spousal or survivor benefits at a rate of 2/3rds of the amount of their government pension (https://www.ssa.gov/pubs/EN-05-10007.pdf). So, if that's your situation then Social Security would need to adjust the amount of your GPO offset any time your PERS pension changes due to COLAs, etc.

Best, Jerry

Posted: 
Jun 18 2018 - 7:18am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.