I am on Disability & may soon be moving to Retirement...my question is why constantly "worry" folks about possible "shortfalls?" Sadly we have a lot of Americans passed due to Covid! Did not one of them pay into SSA? Why everyday have some kind of "possible" benefit cuts?

Hi,

I don't know. It's true that the Social Security trust fund is paying out more than it's collecting in taxes, and that that would eventually deplete the trust fund if nothing changes. However, Social Security has been in existence for more than 80 years now and Congress has always managed to make adjustments to the program to continue paying benefits. I have no idea what changes may be required in the future, though, and I don't believe that anyone else does either.

Best, Jerry