IM RECEIVING BENEFITS FOR WHAT I WORKED BUT NEVER GOT WIDOWS BENEFITS. SS KEPT IT. BECAUSE THEY SAY HE EARNED LESS. NOT FAIR

Hi,

It may seem unfair, but if you're eligible for both Social Security retirement benefits and widow's benefits, the most that you can be paid is the higher of those 2 benefit rates. However, if a person is eligible for more than one type of benefit they can in some cases file for one type of benefit first, and then switch to the higher benefit later. Our software (https://maximizemysocialsecurity.com/purchase) can analyze those types of situations in order to help people determine their best strategy for maximizing their benefits.

Best, Jerry