Ask Larry

Which Week Will I Be Paid When I Switch From Survivor Benefits To My Own Account?

I'm going to switch from survivors benefits to my own at full retirement age. His birthdate was the 1st of the month ( I receive check on 2nd Wednesday ) and mine is the 28th. Which week will I receive my check?

Hi. Based on your birth date, your Social Security retirement benefits will be paid on the 4th Wednesday of the month.

By the way, you might want to at least consider not switching to your own benefits until age 70. Your Social Security retirement benefit rate would continue to grow until you reach age 70 if you wait until then to switch to drawing on your own account. You should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry

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Posted: 
Jul 30 2021 - 3:47pm
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