I used the Social Security Administration's online Quick Benefit Calculator and the estimate I received was approximately $400 less than the number I received during an in-person visit at the local Social Security office here in the town where I live AND the SSA's online Retirement Estimator calculator. Which should I rely on?

Melinda

Hi Melinda,

I can't really answer that with any certainty, but I don't know of any reason why Social Security's online calculator would be that far off. You may want to recheck with Social Security to see if they agree with your online calculator estimate or if not, to ask them to explain the discrepancy.

You may also want to use our benefit estimate calculator to obtain an accurate estimate. Our software would also enable you to compare your filing options in order to determine your best strategy for claiming benefits.

Best, Jerry