When Will I Be Eligible For Benefits On My Ex-Spouse's Record?

Aug 6 2017 - 7:47am

I am a physician but unfortunately had to quit working at age 55 due to a disability and am now on SSDI. I was married for 16 years and have been divorced for 10 years. I remarried 2 years ago. When will I be eligible for my ex-spouse's social security? Would it be different if I hadn't re-married?

Addendum to my question. My ex-spouse will be 64 in December.

Hi,

You won't be eligible for divorced spousal benefits as long as you are married and your ex is living. If you hadn't remarried, you could potentially have qualified for divorced spousal benefits as early as age 62, but only if 50% of your ex's full retirement age rate (PIA) is higher than your SSDI rate.

But, if you were at least age 60 when you remarried, you could potentially qualify for a surviving divorced spousal benefit if your ex dies and her full rate is higher than your SSDI rate.

Best, Jerry