When Should I Apply In Order To Start My Benefits At Age 70?

Feb 17 2017 - 7:45am

I'll turn 70 March 20, 2017 (DOB March 20, 1947). If I want to maximize my benefit, what date should I meet with social security and when should I start my annuity?


You can start the application process any time now, and you'll probably want to do it sooner rather than later. It often takes a month or more to get an appointment with Social Security.

When you do apply, you should select March 2017 as your month of election to begin benefits. Social Security will consider you to be age 70 for the entire month of March for benefit purposes. Social Security pays benefits a month behind, so you should receive your payment for March in April.

Best, Jerry