Ask Larry

When I Turn 66 Will I Be Allowed To Work Without Losing My Benefits?

I am 65 and have been on SSDI for 15 years. I've read your column that at 66 SSDI will automatically convert to regular SS. At 66 will I be allowed to find work, without monetary restrictions (Apx. $2000 month possible income) and without losing my current SSDI amount. How would that work?

Hi,

Yes. You will no longer be receiving Social Security disability benefits (SSDI) once you reach your full retirement age of 66. Instead, at that time your SSDI will convert to regular Social Security retirement benefits. Therefore, you could then start working and earn any amount and still be paid all of your benefits.

Best, Jerry

Posted: 
May 25 2018 - 1:20pm
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.