I’ll be 63 in Feb 2018. I’ve been on disability since 2012 but only receive $797/mo. I’m forced to live with my son and his wife due to my income. When will I be able to file for my regular social security so that I can possibly have enough income to live on my own?

Hi,

If you are receiving Social Security disability benefits (SSDI), then you are already essentially receiving your 'regular' Social Security benefits. Drawing SSDI benefits is the basically the same as drawing your full retirement age benefit rate before full retirement age (FRA) due to the fact that you've become unable to work.

It sounds like your SSDI benefits will simply convert to regular retirement benefits at the same rate when you reach FRA. If you think that you might qualify for other benefits on the record of a spouse or former spouse, you may want to consider using the maximization software available on this website to explore your filing options.

Best, Jerry