Ask Larry

What Is The Typical Amount I Could Draw For SS Disability?

What is the typical amount I could draw for SS Disability? I am already on Medicare.

Thank you

Hi. There is no 'typical' amount. Social Security disability (SSDI) benefits are paid at 100% of a person's primary insurance amount (PIA), and each person's PIA varies depending on their average wage indexed Social Security covered earnings in the years used to compute their benefit rate (https://www.ssa.gov/OP_Home/handbook/handbook.05/handbook-0503.html). The higher your average Social Security taxed earnings were, the higher your SSDI benefit rate would be.

Also, since you mentioned already being on Medicare, I should point out that SSDI benefits can only be paid for months prior to when a person reaches their full retirement age (FRA).

Best, Jerry

Posted: 
Aug 5 2022 - 2:27pm
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