I am confused! I heard of gop and windfall. I am a 64 year old teacher in Louisiana who worked about 10 years in the social security system as a secretary low wages. My spouse died at 70 and still working and collecting social security. I plan to retire at 66. Do I file for widows, survivors, my own social security, first, last, same time as my trsl? Is there a book that can help me? trsl retirement about 1600$ who could live on that? Help?

Hi,

I don't have enough information about your situation to be able to advise you properly. Your best bet is likely to use the maximization software available on this website in order to determine your best filing strategy. The software is designed to handle cases involving WEP (https://www.ssa.gov/pubs/EN-05-10045.pdf) and GPO (https://www.ssa.gov/pubs/EN-05-10007.pdf), so it should be of great help to you in deciding how to proceed.

Best, Jerry