What Percentage Of My Current Benefits Will My Wife Receive If I Predecease Her?

Apr 14 2020 - 1:51pm

My wife started receiving reduced SS benefits at age 62. I started receiving SS benefits at age 70. Both of our full retirement ages are 66. What percentage of my current benefits will she receive as survivor benefits if I predecease her?


Since your wife has now reached full retirement age (FRA), she'd get at least 100% of your benefit rate as a widow. She wouldn't get that full amount plus her own benefit, though, just the higher of the 2 amounts.

Best, Jerry