I purchased the maximize my social security but I'm really confused about timing. I'm the higher earner. I am married Charlie's birth year is1953 mine 1958. he will quit working 2018 I will continue until 2024. What's the best strategy?? For Charlie to get his SS benefit then 50% spousal? I am really confused over spousal benefits and filing and restricting and suspending.

Hi,

I don't have access to the records of people using the maximization software, so if you have questions about it's use or your results, you'll need to submit an online contact form in the help menu.

It sounds like your best filing strategy depends on your and Charlie's relative benefit rates. The maximization software should be able to tell you which strategy is best both of you.

Best, Jerry