Ask Larry

What Month Should I Start My Benefits To Receive My Full Age 70 Rate?

I am filing on line to start SS Ben. I turn 70 in November 2021 What month to I start the benefit
Oct for Nov pay
Nov for Dec pay ???????? I what to get the full amount but do not want to start a month late.

Hi. If you were born on the 1st day of November you'd want to choose October as your month of election to start benefits. If you were born on any other day in November, you'd want to choose November as your month of election to start benefits. Your first payment will be scheduled to arrive during the month following your month of election.

Best, Jerry

Posted: 
Jul 22 2021 - 1:35pm
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