HI LARRY MY BIRTHDAY IS JUNE 3, 2021MY FULL RETIREMENT AGE IS 66 AND 2 MONTHS THAT WILL BE AUGUST 2021 TO GET MYFULL AMOUNT WHAT MONTH SHOULD I FILE IN ADVANCE TO START MY SOCIAL SECURITY DO I HAVE TO WAIT THE WHOLE MONTH OF AUGUST FOR MY 2 MONTHS.TO BE UP

Hi,

I assume you mean that you were born on June 3 1955, in which case you would reach your full retirement age (FRA) for Social Security benefits in August 2021. If you want to receive your FRA rate, which is equal to your primary insurance amount (PIA), you would elect to claim your benefits effective with the month of August 2021. Your first payment would then be due on the second Wednesday of September 2021, since Social Security pays benefits a month behind.

Social Security allows you to apply for benefits up to 4 months in advance of the month that you want start your benefits, so you could file an application for benefits to start with August 2021 as early as April 2021. Before filing, though, you may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you in order to determine your best strategy for maximizing your benefits.

Best, Jerry