I'm turning 62 in November 2021 and have been on SS disability FOR 1 year, what happens then and do I need to do anything? I presently receive 790.00 a month is there any way this would ever rise at all? And what happens when I turn 65?

Hi. Nothing will change when you reach age 62 or age 65. When you reach your full retirement age (FRA), which is 66 & 10 months if you were born in 1959, your SSDI benefits will automatically convert to regular Social Security retirement benefits. Your benefit rate will remain the same after your benefits convert to retirement benefits.

Other than cost of living increases, your benefit rate would only increase if you either a) return to work and your earnings are high enough to raise your benefit rate, or b) if you voluntarily suspend your benefits between FRA and age 70 in order to earn delayed retirement credits (DRC).

Best, Jerry