Ask Larry

What Happens To My Disability Benefit When I Reach FRA?

Hi Larry I am 52 and receiving SSDI disability, what happens to my benefit amount when I reach FRA?? Do I still receive SSDI, or does it go down to the retirement leval? Thanks

Hi,

Your disability benefit will convert to a retirement benefit when you reach full retirement age (FRA). You don't get both benefits, but your rate will not be reduced. Entitlement to disability benefits essentially qualifies a person for their full retirement age benefit early, and that benefit continues when they reach FRA.

Best, Jerry

Posted: 
Jul 19 2016 - 11:00am
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