Hello there. I am currently on disability but will turn 66 this October. Can I wait until I am 70 to file for social security to get the maximum benefit or I do I automatically go on social security when I turn 66. Thank you.

Hi,

Your disability benefits will automatically convert to retirement benefits when you reach age 66. However, you can suspend your benefits at that point and then resume them at age 70, at which time they will be 32% higher.

Best, Jerry