I am 62 on SSD, after 2 years I was able to get Medicare Part A. I did not sign up for Plan B because my husband has insurance via.his employer. He lost his job, so lost our insurance. I was able to sign him up for Plan B with plan G insurance. I am being told that I have to have Plan B to get additional insurance. Trying to apply for that I am getting kicked out cause I'm only 62... what do I do?

Hi. I assume you'd want to sign up for Part B of Medicare, which you could likely do without penalty if you apply within 8 months of when your previous coverage ended. People who decline to sign up for Part B of Medicare when they're first eligible because they have primary coverage through an employer plan are eligible for a special enrollment period (SEP) in which to sign up for Part B when the employer coverage ends. However, the SEP ends after 8 months have passed since the employer group health coverage ended (https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/sho...).

If you're still in your SEP you should be able to sign up for Part B by contacting Social Security. They will require proof of the dates of your employer plan coverage, but they can walk you through all of the required paperwork. If it's been more than 8 months since your coverage through your husband's plan ended, though, then the earliest that you could apply for Part B of Medicare is during the next general enrollment period (GEP). GEPs run from January through March of every year.

Best, Jerry