My wife and I would like to apply for social security at the same time. She will be 66 next month, and I will be 68. She will apply for half of mine, and I will apply for my own. Can this be done online, or would you recommend we go into a social security office since we're both applying the same day.

Thanks, Wally

Hi Wally,

If your wife will be applying for spousal benefits on your record, it would probably be better to file in person if you're planning to file on the same day.

Before filing, though, you should strongly consider running the maximization software available on this website. Depending on your relative benefit rates, you and your wife may have better filing options available to you.

Best, Jerry