I am 57 thinking about collecting a widows pension at 60 - When should I purchase your software to decide when & which benefit I will file for - Mine, my ex's or my deceased first husband.... Thanks, Kathleen

Kathleen, there's no right time that applies to everyone. It depends on how much lead time you want and need with your planning. The $40 license is good for a year and we don't automatically renew it. You can renew it after a year or you can let it lapse and renew it later. Thanks, John