Ask Larry

Was Social Security Correct To Require Me To File At Age 62?

I was getting SSI when I turned ,62 years I was told I would no longer be able to receive SSI That I had to start drawing my SS.. Which means when I turn 65 I will get $250 less because I was forced to take it at 62 they saiid I could no longer get SSI. And at 65. I have to start paying for health insurance.I have a hard time now living.Im about to lose my home because of taxes.

Hi,

I'm sorry, but Social Security regulations require people receiving SSI (Supplemental Security Income) to file for any other benefits for which they are eligible (including Social Security), even if it means taking a reduced rate. SSI is a needs based program intended as a last resort source of income for people who are blind, disabled or age 65 or older, and it is funded by general tax revenues, not Social Security taxes.

You aren't required to file for the parts of Medicare that require a premium when you turn age 65, but you probably should. For more information on Medicare, refer to their website: https://www.medicare.gov/. If your income is low enough, you may qualify for other types of assistance such as food stamps, housing assistance and/or Medicaid. If you haven't already done so, you may want to check with the Dept. of Social Services in your area to see if you qualify.

Best, Jerry

Posted: 
May 8 2017 - 5:58pm
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