Ask Larry

Social Security Overpayments

How Do I Get My Full Benefit Payments Resumed?

I have been talking to SS for over a year about an over payment that was paid in full in April., I continue to have $184.00 taken from monthly benefits and would like to know how I get my actual benefits from SS.

Hi. If you've repaid your overpayment in full and if Social Security is still withholding part of your benefits, then your repayment must not yet have been entered into Social Security's computer system. The reason for that could depend on where you sent the repayment, or it could just reflect a backlog in handling such repayments.

Friday, August 20, 2021 - 14:20

Do You Have Any Suggestions?

Hello... My husband's monthly benefit has not been received for 2 months. When he called SSA, he was told that it was because he had an overpayment, due to also working. He never received a letter notifying of this. This was verified by SSA (national and local). There is no letter on file. He wants to pay back the overpayment but cannot do so without a REMITTANCE ID, which was to be shown on the letter that he NEVER received, and SSA confirmed, one was never sent, yet they stopped his payments, without ANY notice. Our local SSA said he needed to contact the national SSA.

Saturday, July 31, 2021 - 08:56

What Are The Laws Regarding My Situation?

I received a letter from Social Security in June 2021 stating they overpaid me $29438.00 and expect to recover this amount, or with take my full benefit starting Sept. They claim I have collected on 2 or more records from the first day I applied ,Feb 2010, for early SSI benefits. I had been married for 23 yrs, my ex spouse and I were both 63 yrs old at the time I applied for early benefits in Feb /2010. I had been divorced from him since 2004 and I had remarried in 2007.

Wednesday, July 14, 2021 - 13:25

How Will My Husband's Overpayment Affect Us?

Larry, my husband is 55 years of age and has been collecting Social Security Disability benefits for about 6 years now. He told me recently that he was notified by SSA that he earned too much, because he held a part-time job as supplement income, and may have to pay the excess earnings back. I'm very concerned about how his situation will affect my future earnings, if at all. We've been married almost 28 years, so I've surpassed the 10 year threshold. I should be able to draw from his benefit as the higher wage earner, but I'm not certain how the l news will affect us.

Wednesday, February 17, 2021 - 10:57

Can I Still Get My Back Pay?

i won my waiver to dismiss my over payment can i still get my backpay of 8300 im broke and struggling to pay my bills


I'd need to have much more information about your case to be able to give you an answer. When an overpayment is waived, it doesn't mean that you weren't actually overpaid. In other words, in most cases when Social Security waives an overpayment, they've decided to allow you to keep benefits that were incorrectly paid to you.

Sunday, February 7, 2021 - 10:28

Is It Legal For Social Security To Take My Brother-In-Law's Disability Benefits To Repay The Unemployment He Qualified For?

I helped my brother in law, who is self employed part time with a residential cleaning business, obtain unemployment in TN when the pandemic started. All his jobs asked him to not clean their homes until the pandemic was over. He was approved for and received the $600 per week plus TN Unemployment.

Saturday, January 2, 2021 - 14:36

How Do I Resolve This?

In 2016 I received SS payments but paid no taxes and I made more than I was allowed to according to the IRS SS rules so was set up on a payment plan @ $100/moth. It is now 2020 and I am 67 as of February and they are still taking $100/month to pay back the SS money. At the same time, they stopped paying me my SS money since 2016 - March 2020 to pay back the SS I received in 2016. This looks to me like double or more payback to the IRS. They say there is still a balance due. I think they OWE ME money. I do I resolve this?


Saturday, October 3, 2020 - 09:33

What Can I Do To Make Social Security Accept A Minimal Pay Back Plan?

I am on unemployment in NY dues to covid as of march 23 2020... I was working and collecting
my Social security at the same time.... Now they tell me I made too much money ..I am 66
The additiional money earned was supposed tpo help us live now they want $9000.00 Back as over payment !
What was the point of working and how can I ever payh back 9000 $$ ??

Tuesday, August 11, 2020 - 12:59

How Do I Handle This Situation?

I applied for divorced spouse benefits in early 2015 when I was 68 after receiving notification that I could be entitled to this benefit. I told Social Security I did not want this benefit if it affected my account in any way. I was subsequently approved for this benefit and received a lump sum payment in late 2015. I submitted a request to end this benefit and start receiving retirement benefits from my own account effective June 2016 when I was 69. During the time I was receiving divorced spouse benefits Social Security suspended my retirement account.

Saturday, July 11, 2020 - 10:50
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.
$40 Annual Household License
$299 Annual Financial Advisor License