Do I Need To File For My Benefits In Order To Permit My Wife To Collect Spousal Benefits?
My wife turned 62 before the change date of the new file/suspend rules (Jan. 2016). She turns 65 in April 2018; I will be 62 in February 2018. Our SS strategy has always been for her to file & restrict to spousal benefits in April 2019 when she turns 66. To do this - it is my understanding that I would would need to file for SS benefits at the same time (I will be 63 in April 2019). Is that correct? Also - can we employee this strategy earlier?