My husband receives social security disability. He started receiving it six years ago at age 48. I know that as his wife I can only earn a certain amount of money each year. I receive disability benefits from the military that I have been getting for over twenty years. The benefit amount that I was receiving was lower than the max earning amount for a spouse, but I recently received an increase and it's now higher than the max earning amount. Will my VA disability amount affect his social security payment amount?

Hi,

Larry, I've become somewhat knowledgeable about social security but the rules surrounding disability still confuse me. I have a friend who is now 62 and has been on social security disability for two years. He gets about $2300/month. If he wants to get a part-time job can he switch the benefit to regular retirement now and earn up to the earnings limit? He relies on that $2300/month and doesn't want to jeopardize it.

Hi,

Hi Larry,
I’m sure you have addressed my question in many different forms before, however I have not found the answer to mine yet. So I will ask away!
I am a 56 year old mom of 3, been disabled for 16 years. My disability is progressively getting worse.
Unfortunately with the economy and area I live in, Plus the fact that I am supporting my children mostly by myself(and my oldest at 23 still lives with me..he has aspergers, Plus a few other things).
My income is $1610 plus $493 (X two, for my 2 children under 18). One who is 17 as we speak.

I have been on social security disability for 21 years. This year I will be turning 62. I was wondering if I switched to social security if I would get more money. I know I would have to pay for Medicare insurance and probably would not get my secondary insurance paid for. I do not understand how this all works. Thank you in advance for helping me.

Hi,

I am currently receiving disability pay from SSD. I am age 61 and married to my 65 year old husband. He is currently drawing his social security. When I turn 62, should I change my benefits to early social security vice disability pay?

Hi,

I am 59 and receiving ssdi. My ex is 62 and wants to retire early. He has 2 retirement funds that I will be receiving some money from. Will this retirement income reduce my ssdi benefits?

Hi,

No. The only type of income that could affect your Social Security disability (SSDI) benefits is earned income, specifically wages or self-employment earnings.

Best, Jerry

Hi - I am on SSDI, receiving the full FRA amount ($1170 I believe). I am 59 now and have been collecting for 5 years. I know my FRA date is around 67. Can I STOP my SSDI a few months from my full FRA, then DELAY my collection of regular benefits until age 70 in order to collect the higher deferred amount?

Hi,

Greetings, My hubby was injured in 12/2010 in a bombing incident in Afghanistan while he was a cultural advisor helping our troops. We applied for social security disability at age 62. He was making over $ 200K at the time and 3 years prior to that, and a decent amount in the previous 25 years or so. I specifically asked if applying for disability now will effect his retirement benefit when he turns 65. I was told by a few Reps NO.

I am 64 years old and on SSDI. My husband was on SSDI when he died at 56 years of age(2011) so I also collect survivors benefits. I started receiving SSDI and survivors in 2014. I wish to take advantage of the "Ticket to Work" program. How does this affect my benefits? And is there a way to increase my current Soc Sec benefits when I turn 66 or by suspending and waiting until I am 70. Will your software work for me? I have already spent a lot for a CFP and this appears to be beyond her knowledge. Thank YOU!

Hi,

HI Jerry
I no longer work due to my company downsizing and offering a voluntary severance package for the next 70 weeks. I'm 62 years old and now disabled. Am I eligible to receive social security disability while I get the severance package.
Thanks for your help

Hi,

Potentially, yes. Receipt of severance pay, sick pay or disability payments from your former employer would not preclude you from qualifying for Social Security disability benefits (SSDI) as long as you've stopped working.