I recently received a letter from Social Security, regarding if I wanted to base my Social security payment based on income or my retirement date ? They said if I did not answer by a certain date they would choose the one with the most advantageous date based upon my income ? What choice is better ?

Hi. Without knowing things such as your age and expected earnings there's no way that I can make any kind of an analysis. I would suggest using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you in order to determine your best strategy for maximizing your benefits.

Best, Jerry