Ask Larry

Can I Draw Off My Husband's Social Security If I'm Disabled Even If He's Not Retirement Age?

Can I draw off my husband's social security if I am disabled even if he is not of retirement age?

Hi. You can't qualify for spousal benefits early based on being disabled. Social Security pays disabled widow's benefits, but not disabled spousal benefits. In order for you to potentially qualify for spousal benefits on the record of your current spouse he would need to be collecting either Social Security retirement or disability benefits, and you would have to be at least age 62 or have an eligible child in your care (https://www.ssa.gov/OP_Home/handbook/handbook.03/handbook-0305.html).

Best, Jerry

Category: 
Posted: 
Oct 30 2021 - 11:15am
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