Spousal Benefit

Can You Please Give Us A Solid And True Answer About Spousal Benefits For My Husband?

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On Spousal Benefits...
I just started collecting SS at age 64 (birth year 1955) and am no longer working. My husband is still working and is at FRA of 67 (birth year 1952). He plans to work til age 70 then begin collecting his SS. He's afraid to begin collecting his spousal benefit now (half of my my SS) because he's worried it will affect his own SS benefits age 70. Can you please give us a solid and true answer on this for his peace of mind! Also will he need to go into a SS office and file a restricted application for this benefit?

Hi,

If My Wife Starts Collecting Her Benefits At Age 62 Will Her Rate Change To Half Of Mine When I File For My Benefits?

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I just turned 64 (Sept), most years exceeded the SS maximum salry, and plan to wait until 70 to start collecting Social Security. My wife will be 62 is April and was for the most part a stay at home mother. She did work enough that her April 2020 SS will be around $725/mo. My plan is to have her start collecting at 62. When I turn 70, she will be 66 yrs, 5 mo. At that point, will her SS change to be 1/2 of mine? Thank you

Hi,

What Recourse Do I Have?

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What recourse do I have? I called SSA only to be told that at my FRA (in a few weeks as I was born pre-1954) that a restricted application on my husband's benefit would be 50% of what he is currently getting (based on his claiming at at 62). SSA Rep did not give any credence to what you advised (in your email of 7/6/19; and confirmed with what I've read from other resources), that such an application would be based on my husband's PIA (to include COLAs since he began benefits).

Can I Suspend My Retirement Benefit And Collect Just My Spousal Benefit While Waiting to Restart My Retirement Benefit At Its Highest Value At 70?

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Hi Larry.....I turned 66 in June, 2016 and my Social Security Disability switched over to my regular Social Security benefit of $682.00 a month. My husband's benefit after paying Medicare is $1,478.00 a month. I had heard I could apply for a spousal benefit and wait until 70 to collect my own Social Security benefit. I called the Local Social Security Office and they said no that it automatically converted to my regular benefit. Is this true and is there anything I could do to change it if is not true?

Thank You, Carol

Should My Wife Take Her Spousal Benefit At 64?

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Dear Larry,

My wife and I are both retired. She is 64 and I am 71 and have been collecting SS since age 64. She is not collecting SS. We plan on waiting until she is 70 for her to file. Can she claim spousal benefits now? Does she need to wait until her FRA of 66? Will this affect her retirement amount? My SS is approximately $2000. Hers will be more since we are waiting until 70.

Best, Steve

Can I Receive Benefits On The Record Of An Estranged Spouse?

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I applied for benefits in December of 2015. But I don't know what I would get, SSI/SSDI. I'm married, but been separated for 9 years. He lives in a different city then I do. And we have 2 children, whom one is grown and we have a 16 year old. She lives with me, I looked on the web. And from what it says, I'm eligible for both. What is my situation if we are still married, but live separate lives in different cities? I don't have no income, just waiting on my disability.

Hi,