If I Start Drawing Prior To FRA, Is My Wife's Spousal Benefit Based On My PIA Or My Reduced Rate?
My question involves the spousal benefit and I've searched the internet to no avail for a straight answer to this. If I am the higher earning spouse and I decide to take my social security benefit before my FRA, is my wife's spousal benefit based on what my PIA would have been at FRA rather than my reduced benefit amount (because I started before FRA)? You wouldn't believe how difficult it is to find a straightforward, simple answer to this!
Hi,