Ask Larry

Can I Apply For Benefits From My Husband?

My husband and I were both born in 53. We both took Social Security at age 62. Can I apply for benefits from him?

Hi. You can certainly apply for spousal benefits, but I can't tell you whether or not your qualify for them. Assuming that your husband is still living, you'll only qualify for spousal benefits if your own primary insurance amount (PIA) is less than 50% of your husband's PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).

Best, Jerry

Category: 
Posted: 
Oct 13 2021 - 9:58am
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