Hi, Keith, all of your examples I've read so far regarding spousal benefits seem to only involve US citizen spouses. My question is how do the examples vary if your spouse is foreign born, Green Card holder but has no US based income history? I have contributed the maximum Social Security withholdings every year for 30+ years but am worried what my wife will be eligible for if something happens to me. Thanks, Keith

Hi Keith, your wife doesn't have to be a citizen or have paid into Social Security to receive her spousal and widow's benefits based on your record. These are based on the taxes you've paid into Social Security. Thanks, John