Ask Larry

Will My Husband's SS Be Affected By WEP If He Receives A Survivor Pension?

I am working for the state of NH, and I stop contributing to SS because I will get a pension from government. My husband is contributing to SS. I know WEP applies to me, but if my husband is my survivor, and he gets my pension from the state, his SS will be affected by WEP?

Hi,

No. The Windfall Elimination Provision (WEP) can only cause a person's Social Security retirement or disability benefits to be reduced if they receive a pension based on THEIR OWN earnings that were exempt from Social Security taxes. So, if your husband receives a survivor pension based on YOUR non Social Security covered work it will have no effect on his Social Security benefits.

Best, Jerry

Posted: 
Apr 10 2019 - 10:05am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.