Hi. I was eligible for late husband's railroad retirement when I turned 60 few weeks ago. I am working part time for now to keep health insurance with my employer. My question is.... There is Tier 1 (social security) and then Tier 2. If my social security benefit is more than Tier 1 can I apply for that at age 66 and replace the Tier 1 with my social security benefit?

Hi,

Yes, that can be done.

Best, Jerry