I am almost 62 (Nov 2017). Can I take SS under my deceased ex husband who I was married to for 15 yrs? I believe they would be reduced, correct? Also, can I then take my full benefit at 67 or so giving up my ex's? thanks

Hi,

Potentially, yes. If you meet the eligibility requirements for both retirement benefits on your own record and surviving divorced wife's benefits, your best strategy would likely be one of the following:
1) File for reduced surviving divorced spousal benefits now or as soon as your earnings will permit payment of benefits, then switch to your own record at age 70; or,
2) File for reduced retirement benefits on your own record at age 62 or as soon as your earnings will permit payment of benefits, then file for surviving divorced spousal benefits when they reach their maximum rate. This could be at your full retirement age, or sooner if your ex received reduced retirement benefits prior to his death.

The maximization software available on this website should be able to help you determine which strategy is best in your case.

Best, Jerry