Just turned 65, Self employed musician, business is starting to go very low income , but years before I made over $80000. This year less than half already. I need as much income to survive as possibleCan you offer me any advie… I will do all I can to return your help and favor for your knowledge sir..

Hi,

If you wait to start drawing, your Social Security benefit rate will continue to increase until you reach age 70. So, if you can afford to wait, that may be your best option. However, if you are married now or you were married in the past, you could have additional options. You may want to strongly consider running the maximization software available on this website in order to determine your best filing strategy.

Best, Jerry