I reach my FRA August 2023. My wife took SS at 62 . When I apply for SS, will my wife automatically receive spousal benefits or does she has to do something on “ my account” ? Do I need do do something on “my account” ? Will she receive spousal bump the same month I receive my first payment? I am a user of maximize my social security.

Hi. No. If your wife will be eligible for additional spousal benefits when you start drawing your benefits, she'll need to apply for those benefits. Your wife can file her application for spousal benefits as early as the same date that you apply for your benefits, but not before then.

Best, Jerry