Ask Larry

Can I Collect My Employer Pension At Age 60 Since I'm Disabled?

I am 60 I collect SSD someone told me I could collect my pension before 62 I worked for the New York City department of corrections is it true that I can collect it now that I'm disabled at 60 I've been disabled for 8 years and just S.S. aint doing it just getting by

Hi. I'm sorry, but my expertise is limited to Social Security benefits. I don't know what your options are with regard to drawing a pension from your former employer.

With regard to your Social Security disability (SSDI) benefits, drawing a pension from your former employer wouldn't adversely affect your eligibility for SSDI payments. However, if you didn't pay Social Security taxes on your earnings from the Department of Corrections and if you collect a pension based on those non-covered earnings, it may cause your SSDI benefit rate to be reduced. That's due to the Windfall Elimination Provision (WEP), which you can learn more about by reading the following Social Security publication: https://www.ssa.gov/pubs/EN-05-10045.pdf.

Best, Jerry

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Posted: 
Jun 25 2022 - 12:24pm
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