Currently my wife is collecting her social security which is less than 50% of mine. Is it possible for her to get 50% of my benefit?

Hi. Your wife could only qualify for benefits from your account while you're living if a) you're drawing your Social Security retirement or disability benefits, and b) if your primary insurance amount (PIA) is more than twice as much as her PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).

For example, say Amy filed for her benefits at age 62. Amy's primary insurance amount (PIA), or full retirement age rate, would be $1,000, but Amy's rate is reduced for age to $750. Five years later, Amy's husband, Bill, files for his benefits when he turns age 70. Bill's PIA is $2,000, but with delayed retirement credits his monthly benefit rate is increased to $2,640. However, even though Bill's monthly benefit rate is more than 3 times as much as Amy's benefit rate (i.e. $2640 vs. $750), Amy isn't eligible for any spousal benefits because Bill's PIA isn't more than twice as much as Amy's PIA. If Amy applied for spousal benefits, her unreduced spousal rate would be calculated by subtracting her PIA from 50% of her husband's PIA, which in Amy's case is zero (i.e. $2000/2 - $1000).

Best, Jerry