My wife receives SS as she is over 62 and retired. Our 31 year old son was declared disabled before turning 22 and receives SSI. I was told (by a friend) that to get half of his mothers SS that we would have to start over and re-apply. Is that correct and if not how do we go about getting half her benfits for him.
Thank you any help that you can provide
Andy

Hi Andy. I wouldn't call it starting over, but yes your son would have file an application in order to become entitled to disabled adult child's (DAC) benefits on his mother's account. He can initiate that process by calling Social Security at 800-772-1213.

Supplemental Security Income (SSI) and Social Security DAC benefits different benefit types, which is why separate applications are required.

Best, Jerry