I get my benefits on the 3rd of the Month . Then make all my payments that day . If I die later in that same month will my benefits have to be returned as that would be a burden on my family ?

Hi,

No. The payment you receive on the 3rd of the month is for the prior month. For example, the payment that you will receive on May 3rd is your Social Security benefit for the month of April. If you subsequently died during the month of May, the payment you received on May 3rd would not have to be returned.

Best, Jerry