When my husband died I began to receive his SS benefit. Upon turning 70, I am going to apply for SS. How will this work? Thank you.

Hi,

You'll simply need to file an application for retirement benefits with Social Security. You can do so up to 4 months in advance of the month you turn age 70, and you can file either by phone or in person at a Social Security office. Then, assuming your retirement benefit rate is higher than your widow's rate, the latter benefits will stop.

Best, Jerry