DOB - 12-29-49 started SSI at 63, I want to work, how will this affect my existing SSI payments? (5) years ago I exceeded my gross earnable income and had my SSI suspended, so I quit shortly after, started getting my SSI 12 months later.
I need to return to work, Divorce +++ need the income!

Thanking You in advance,

Michael

Hi Michael,

Assuming that what you are receiving are Social Security benefits and not Supplemental Security Income (SSI), then your benefits would be payable in full regardless of how much you work and earn. That's because you are already past your full retirement age of 66, so the Social Security earnings test no longer applies to you.

On the other hand, Supplemental Security Income is a needs based benefit administered by the Social Security Administration (https://www.ssa.gov/ssi/text-over-ussi.htm), so if that's what you're receiving then any increase in your income could result in a reduction or suspension of your benefits.

Best, Jerry