Does your software you sell take into account the ability to file a restricted application? I was born March 26, 1953 and my wife was born August 12, 1954. Neither of us has applied for social security as yet. My social security payout at 66 is $2706/mo and my wife’s is $1530/mo.
Yes, our software is programmed to identify all of the situations in which a person is permitted to file a restricted application for a particular type of Social Security benefits. For example, the software would recognize that you could potentially file a restricted application for spousal benefits only at full retirement age since you were born prior to January 2 1954 (https://www.ssa.gov/planners/retire/deemedfaq.html) and that your wife could not.
You and your wife should strongly consider using our software to explore and compare all of your various filing options in order to identify your best strategy.