Does SGA Include My Disability Funds?

Nov 11 2019 - 7:13am

I read that sga doesn't include disability funds.. in my state however, I believe they include it because if I make anything slightly more than 200 in addition to the 892 I receive from SSDI/SSDI, they decrease my disability funds, take away my Medicaid, and change my medicare provider.

I read an answer that Jerry gave in 2017 that sga shouldnt count disability, so does that 'rule' vary by state, or is the state lying to me?

I get 892 a month. And current limits here is 1220, yet if I make more than 200-250 they IMMEDIATELY lower everything.

Thanks

Hi,

The disability benefits that you receive from Social Security don't count toward the $1,220 substantial gainful activity (SGA) limit, nor does any other type of unearned income. Only earned income (i.e. gross wages or net self-employment earnings) counts when determining SGA.

However, if you are receiving Supplemental Security Income (SSI) or other needs based benefits like Medicaid, any type of increase in your income can potentially cause those benefits to end or be reduced. I'm not an expert on Medicaid's rules, but your SSI payments would be reduced by $1 for every $2 that your monthly earnings exceed $65. Therefore, your Social Security disability (SSDI) benefits won't be affected by earnings of less than $1,220 per month, but your SSI benefits will be reduced if you earn more than $65 per month.

Best, Jerry