FOLLOW UP QUESTION:
Category: Divorced Widow(er) Benefits - Denise
Apr 17 2018 - 3:40pm
Thank you for your quick response - it is much appreciated. I was probably not as clear as I should have been.
To confirm, my Ex-husband turned 62 years old on 1/24/16 and he passed on 2/19/16 prior to receiving his first social security check. Does this change the situation? and would i only be entitled to half of his benefit at age 62?
Thank you again!
No, that doesn't change anything. Your ex-husband would have to have lived until at least March 1 2016 to be eligible for reduced retirement benefits. Therefore, you could receive up to his full retirement age rate (PIA) if you waited until your full retirement age to file for surviving divorced spousal benefits. If you file at age 62 instead, your benefit rate would be reduced for age by roughly 19%.
As I explained before, it sounds like you have a number of different options available to you so you should strongly consider using our software to determine your best strategy for claiming your benefits.